you know, i find it impossible to read the absolute rubbish that we all so treat so laissez faire. i mean seriously, i'm trying hard not to burst a nerve. i'm usually one to give some benefit of the doubt to anyone up until they are caught with their hands in the cookie jar. i am full of respect for constituted authority and always expect the best from government even when i am proved wrong over and over again. but this has to be it. so just last week i got a text message from my pensions administrator telling i've got some six digit sum sitting in my pension account for when i grow old and retired. as you know, since 2004 the government set up a new pension scheme where you pay 7.5% of your salary and your employer pays 7.5% every month end unfailingly. actually, its not like you have a choice as it is deducted at source. to make sure this works, or so we were told, the money is kept separate from the place where your contribution is recorded and monitored. so, we end